Most of the candidates remain confused between whether to go for banking job or insurance job. In this article, we are going to discuss the profile of SBI Clerk and LIC ADO. This will help the candidates in choosing the right career for themselves.

Job Profile of LIC ADO:

LIC ADO or Apprentice Development Officer works in the insurance sector and involves lot of initial footwork. This job involves marketing and tactical sales.

After recruitment candidates are provided by proper training, in which they are given knowledge about the existing insurance policies and are also told about the areas from where they can procure the sales easily.

Roles and Duties of LIC ADO

• Recruitment of LIC Agents for selling policies.
• Providing training to the recruited agents.
• Analysing their performance and shortcomings.
• Motivating the agents to procure more sales with in specified time period.
• Assigning the target and maintaining the integrity in sales.

Job Profile of SBI Clerk:

State Bank of India Clerk is responsible for guiding and providing information to the customers about several banking processes. They need to be well trained as they have to answer the queries of the customers very confidently.

Roles and Duties of SBI Clerk

• Verification of Signatures
• Update Pass Books
• Manning Single Window Counter
• Issue Cash Receipts at Counters
• Document Verification
• Clearing and Transferring Cheques & Receipts
• Attending to Government Treasury Work
• Pay Scale of SBI Clerk and LIC ADO
• LIC ADO Salary

The salary of LIC ADO usually lies between Rs. 25,000-30,000/- and the pay scale is 17240-840(14)-29000-910(4)-32640.

Some Perks and Benefits Offered are:

• Transport Allowance (TA)
• Dearness Allowance (DA)
• City Compensatory Allowance (CCA)
• House Rent Allowance (HRA)

Fixed increment is of Rs. 655 and is provided for the 3 consecutive years and take the basic salary to Rs. 13,730.

Some Allowances that are Given:

• HRA depending upon the City (7-9% of the Basic)
• Dearness Allowance (39.4% of Basic)
• Special Allowance (7.5% for Clerks)